How To Take HDFC Bank Car Loan?

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How To Take HDFC Bank Car Loan?–  Hello friends how are you all?  We hope all of you will be healthy.  If you are thinking of getting a car for yourself but you do not have enough budget, then our article today is only for you, because in this article today we will tell you the whole process of taking a car loan from HDFC Bank.  Friends, if you also want to take a car loan for yourself, then read our article till the last.

 Friends, we are sure that you must have heard the name of HDFC Bank.  HDFC is a very popular bank of today and HDFC Bank is the most prestigious among all the commercial banks in the country.  HDFC Bank is one of the major trusted banks in India which is used by crores of people today.

 This bank provides you with almost every type of banking facilities.  In this bank you also get various types of loans like cash withdrawal, cash credit, loan, car loan, business loan, home loan.

 Friends, if you live in a joint family or you have a big family, many times you will need a car to go out of the house because only two or three people can sit on the bike, so you must have a car.  Today if you look in your society, you will get to see a car in every house. 

 People think that people who own a car are in the standard category, so the car is a very important vehicle of today’s time which you must have.  But friends, the biggest thing is that not everyone has the budget to get a car because the cars are very expensive, if we talk about the price of the car then the price of the car starts from ₹ 500000 and goes up to crores of rupees.

 Friends, if you belong to middle class, then you have to work very hard to buy a car, many times you have to work hard for 5 to 6 years to buy a car, then you can earn money by buying a car but friends if  If you want to buy a car in a short time, then there is only one way to take a loan.

 Today, there are many banks that provide you loan for a car.  Of all these banks, HDFC Bank is the most important because you get a car loan in HDFC Bank at a very low interest rate.

 HDFC Bank Car Loan

 HDFC Bank offers you attractive loans at very low interest rates.  If you want to take a car loan for yourself for some car reasons, you can contact HDFC Bank.  HDFC Bank is a very reliable bank and taking a loan from here is very good for you in terms of trust.

 Documents Required For Availing A Car Loan From HDFC Bank.

 Friends, if you also want to take a loan and want to take a loan from HDFC Bank, then you should have the following documents.

 PAN card, Aadhaar card,

 Driving License / Voter ID / Passport.

 Guarantor

 If you have all the above mentioned documents, you can easily avail a loan through HDFC Bank.

 HDFC Bank Car Loan Fees & Charges

 Interest Rate: – Starting from 10% pa

 Process Fee: – Rs.5,000 to Rs.10,000

 Foreclosure fees: – Up to 6% of the loan amount

 Documentation fee: – Rs.700 per case

 Overdue EMI Interest: – 2% per month

 Check Swapping Charges: – Rs.500 per instance

 Loan Rebooking / reschedule: – charges Rs.1,000

 Duplicate no-due certificate / no-objection certificate: – Rs.500 per instance

 Check / ECS / SI Return: – Charges Rs.550 per instance

 Collateral Charges: – Rs.600 per case

 Criteria For Taking Car Loan From HDFC Bank

 If you are willing and want to take a car loan from HDFC Bank for yourself, then you have to fulfill the following criteria.

 Applicant must be resident of India

 Applicant must be at least 21 years of age and maximum 68 years.

 The salary of the applicant should be at least 20,000 per month.

 Applicants must be at least graduates.

 Applicant must be an active resident of the city

 How To Apply For A Car Loan From HDFC Bank?

 So friends, if you also want to take a car loan from HDFC Bank, then you have to apply online for that.  If you do not want to apply online, you can also contact the bank branch, there you will be asked for your documents and after that your documents will be examined.  If your documents are found to be correct in the investigation and you are eligible, you will be given a loan.

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Conclusion 

 Friends, this was a little information for you today about taking a loan from HDFC Bank.  Today we told you in this article how to take a car loan from HDFC Bank?  We hope you liked this information.  Friends, we bring new information on many topics on this article, if you want to get other similar information, read our article daily.  Thank you very much for your valuable time