What is the Shopkeeper Insurance Policy Scheme ? Benefits of Shopkeeper Insurance Policy – If you are a businessman, you have a shop, then you will know how much money it takes to start a shop or a business? If you want to start a business, then you have to invest at least 500000 to 1000000 rupees. They have to buy land together, workers have to hire, go through many paperwork, waste their time sweating blood. Then your business can start somewhere. How to Start a Chocolate Business
Exactly the same process happens with small shopkeepers. The shopkeepers who run their shop with rented shop also face many problems. To open a small shop, one has to spend a lot of money, time has to be spent.
What is the Shopkeeper Insurance Policy Scheme ?
Natural calamities never come by telling. Sometimes due to any natural disaster, flood, storm, storm, electric water, earthquake, etc., your shop or your business is deeply damaged. Many times there have been cases that due to earthquake or lightning, the entire shop of people and everything inside it has been destroyed. In such a situation, there is no way but to repent in front of us.
If a person’s shop is going well and suddenly everything wrecks havoc on him, then there will be no other way in front of that shopkeeper other than death. You can take a shopkeeper insurance policy to avoid all these problems.
What is a Shopkeeper Insurance Policy ?
Shopkeepers insurance policy plan is absolutely linked to our health policy plan. The way we insure our body. Similarly, we can insure our shop as well. If you have insured your body and you die in an accident or in an accident, then the insurance company pays all your money.
Exactly the same process happens with the shop. If you have a shop and you have taken the insurance policy cover of your shop then whenever there is something untoward happening with that shop, a natural disaster will come and the shop will be damaged. The insurance policy will compensate the price and loss of that shop.
It is very important for us to get an insurance policy, because 80% of the population in our country is middle class. These middle class people start their own shop by borrowing money in some way, they fill lakhs worth of goods in the shop. But due to natural disaster their many years of hard work are wasted in a few hours. In such a situation, if you have a shopkeeper insurance policy cover, then you will not suffer financial loss. All your money will be given back to you by the insurance company. Which you can use to start a new business.
On what disaster does the insurance company return money ?
Different insurance companies launch different programs. If you have taken an insurance policy plan for your shop, then you are compensated for the short circuit inside the shop, the theft, the lightning, the damage caused by the typhoon.
If the shop has been damaged due to any mistake, then you cannot claim the insurance company in any way because it is your personal fault. The insurance company claims insurance only on natural calamities or inhumane calamities.
How to claim for insurance ?
If you have a shop and you have taken an insurance policy cover for your shop. God forbid there is something untoward with your shop and your shop is destroyed, your shop is on fire, or it is stolen, then first of all, inform the fire brigade. After this, you inform the police control room. Take evasion of stolen fire.
The police will provide you with a letter in which the police will certify that there has been an accident with your shop. After this, you have to take all these documents and go to the head office of the insurance policy and there you have to claim for insurance. The insurance policy will check the documents, investigate the accident and in the end you will be compensated.
Where to get a shopkeeper insurance policy ?
If you want to get shopkeeper insurance policy cover for your shop then you can take insurance policy cover from government or private companies. Today there are many private companies in the market that provide insurance policy cover. You can get shopkeeper insurance policy cover plan from any company. Some banks also have the facility of shopkeeper insurance policy cover. You can avail the scheme by contacting the bank.
Today in this article we told you what is the shopkeeper insurance policy plan? How to avail the Shopkeeper Insurance Policy Scheme? Hope you like this information. If you liked this information, then share it with your friends too. Thank you very much for reading the article till the end.